Mortgage Woes

I am one of those people who, come December, will have her mortgage rate sky rocket. Right now I pay 2%, but in December, unless I can make a deal with my mortgage company, I will pay over 7% as my interest rate. That does give me some time, but as it is, I can barely afford the 2% rate. I didn't set out to have this problem. I refied my mortgage to I remodel my house in the hopes of selling it. But the remodel took so long--getting good contractors wasn't the only problem, it was getting them to finish in a timely manner--by the time it was somewhat finished the market had collapsed. So did my work situation. I lost my job, so I'm freelancing at whatever I can get. I still have some of the refi money in the bank which I use to supplement my freelance work. I do have some stock I can sell if I have to, but again, that investment didn't turn out like I thought because the market is down now. Regardless of my situation, I remain optimistic. I'm educated, middle class, and not bad looking so I feel confident that something will turn up. Either that, or I'll have to live in my car. Well, at least it's paid for.